AU Bank LIT Credit Card

AU Bank Altura Plus Credit Card is a premium credit card offered by AU Small Finance Bank. It is designed to cater to the lifestyle needs of individuals who value convenience, luxury, and rewards. This article will provide an overview of the features and benefits of the AU Bank Altura Plus Credit Card.

The LIT Credit Card by AU Bank is a credit card which you can customise as per your needs. You can switch off your features at your convenience and easily manage and track your expenses.

Benefits of AU Bank LIT Credit Card

Given below are the benefits of using the AU Bank LIT Credit Card:

  • You can switch off or on the features of your card at your convenience.
  • You can manage and track the features of your credit card.
  • You can pick a price as per your budget.
  • You can change the features of your credit card as per your lifestyle requirements.

See also: AU Bank Zenith Credit Card

Features of AU Bank LIT Credit Card

The features of AU Bank LIT Credit Card are given below:

  • 10x and 5x reward points for all international and domestic retail transactions as well as for all the offline POS and contactless domestic and international transactions.
  • Avail 1% fuel surcharge waiver for transactions between Rs.400 and Rs.5,000
  • You can earn cashback on shopping when using the LIT credit card:
    1. Earn 5% cashback three times over a period of three months.
    2. 5% cashback on retail spending apart from an additional 1 reward point for every Rs.100 spent.
    3. Spend Rs.7,500 and earn a maximum cashback of Rs.500 over a period of 30 days.
    4. Earn 2% cashback three times over a period of three months.
    5. 2% cashback on retail spending apart from an additional 1 reward point for every Rs.100 spent.
    6. Spend Rs.10,000 and earn a maximum cashback of Rs.1.000 over a period of 30 days.
  • You can earn cashback on grocery shopping, travel, and dining when using the LIT credit card:
    1. 5% cashback on grocery shopping, travel, and dining apart from an additional 1 reward point for every Rs.100 spent.
    2. Maximum cashback of Rs.1,000 over a period of 30 days.
    • Avail 4 complimentary domestic airport lounge visits in a quarter.
    • 3 months of free membership of Zee5, Amazon Prime, and Cult Fit.

See also: AU Bank Vetta Credit Card

Eligibility Criteria for AU Bank LIT Credit Card

Given below are the eligibility criteria you will have to follow to apply for the AU Bank LIT Credit Card:

  • Cardholder should be a citizen of India.
  • The primary cardholder must be aged between 21 years and 60 years.
  • Add-on cardholders must be aged 18 years and above.

Fees and charges for AU Bank LIT Credit Card

This card is free for lifetime and no annual membership fee is charged.

Steps to build your LIT Credit Card

Given below are the steps you will have to follow to build your LIT credit card:

  • Download the AU 0101 app on your phone.
  • Log in and go to the credit card homepage and click on ‘Manage your credit card’.
  • Check the price of each feature and choose as per your affordability.
  • You can choose or modify your features as per your needs. You can also switch off your auto-renewal whenever you need it on your app.
  • You can keep track of your spendings and manage it on the AU 0101 app.

AU Bank LIT Credit Card Charges

  1. Annual Charges: The annual charges for the AU Bank LIT Credit Card are Rs. 499, which is quite reasonable compared to other credit cards in the market.
  2. Finance Charges: The finance charges for the card are 3.35% per month, which is again competitive compared to other credit cards.
  3. Late Payment Charges: The late payment charges for the card are Rs. 100 if the outstanding amount is up to Rs. 2000 and Rs. 500 if the outstanding amount is above Rs. 2000.
  4. Cash Advance Charges: The cash advance charges for the card are 2.5% of the amount withdrawn or Rs. 300, whichever is higher.

See also: AU Bank Altura Plus Credit Card

How to Apply for AU Bank LIT Credit Card 

The application process for the AU Bank LIT Credit Card is quite simple and can be done online through the AU Bank website or mobile app. Applicants need to fill in their personal and financial details, upload the required documents, and submit the application. Once the application is approved, the card will be issued and delivered to the applicant’s registered address.

AU Bank Credit Card Application Status

Applicants can track the status of their AU Bank LIT Credit Card application online through the AU Bank website or mobile app. They can check the status of their application using their application reference number or mobile number.

AU Bank LIT Credit Card Lounge Access

The AU Bank LIT Credit Card also offers complimentary airport lounge access to cardholders. This allows cardholders to relax and refresh themselves before their flight, making travel more comfortable and enjoyable.

AU Bank LIT Credit Card Benefits in Hindi

The AU Bank LIT Credit Card offers a range of benefits that cater to the lifestyle needs of its users. From its rewards program to its contactless payment technology, the card provides enhanced convenience, affordability, and security to its users. The benefits of the card are available in Hindi and can be accessed through the AU Bank website or mobile app.

See also: AU Bank Altura Credit Card

FAQs on AU Bank LIT Credit Card

  1. How can I pay my AU LIT Credit Card bill?You can click on the link https://www.aubank.in/personal-banking/credit-cards/lit-credit-card and click on ‘Make Payment’ and choose ‘Make Payment’ and select ‘Credit Card Bill Payment’ and click on ‘Next’. You will be directed to a new page, where you will have to enter the required details including your credit card number and make the payment. You can also pay your bills through the AU 0101 app.
  2. Can I add my children as add-on partners for the LIT credit card?If your children are aged 18 years and above then they can enjoy the benefits of the LIT credit card.
  3. Do I need to be a customer of AU Bank to apply for LIT credit card?Yes, you need to be a customer of AU Bank to apply for LIT credit card.
  4. What should I do if I lose my LIT credit card?You must immediately contact the AU Bank’s customer care service and get your card blocked.
  5. Will cashback be adjusted against my outstanding dues on using the AU Lit Credit Card?Yes, your cashback will be adjusted against your outstanding dues on using the AU Lit credit card.

Conclusion

The AU Bank LIT Credit Card is a popular credit card that offers a range of benefits and features to its users. From its affordable charges to its comprehensive rewards program, the card provides enhanced convenience, affordability, and security to its users. The application process for the card is simple and can be done

RELATED ARTICLESMORE FROM AUTHOR